CostIndexUSA

Harrisburg, PA vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

PA
Harrisburg
98.7
overall index
$1,400/mo rent
More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent

South Bend is moderately cheaper than Harrisburg — 5.9% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $75,300 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing22.5%
Harrisburg
96.3
South Bend
74.6
🛒 Groceries6.5%
Harrisburg
100.7
South Bend
94.2
🚗 Transportation+1.6%
Harrisburg
102.6
South Bend
104.2
🏥 Healthcare+1.6%
Harrisburg
92.8
South Bend
94.3
Utilities18.9%
Harrisburg
108.1
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$75,300
$4,700 less needed in South Bend

Formula: salary × (92.9 ÷ 98.7) = salary × 0.9412. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Harrisburg has 22.5% lower housing costs compared to South Bend.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.