CostIndexUSA

Harrisburg, PA vs Waco, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

PA
Harrisburg
98.7
overall index
$1,400/mo rent
More AffordableTX
Waco
92.6
overall index
$1,450/mo rent

Waco is moderately cheaper than Harrisburg — 6.2% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $75,100 in Waco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.3%
Harrisburg
96.3
Waco
83.5
🛒 Groceries6.9%
Harrisburg
100.7
Waco
93.8
🚗 Transportation1.5%
Harrisburg
102.6
Waco
101.1
🏥 Healthcare1.5%
Harrisburg
92.8
Waco
91.4
Utilities25.1%
Harrisburg
108.1
Waco
81

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Waco to maintain the same purchasing power.

$
Equivalent salary in Waco, TX
$75,100
$4,900 less needed in Waco

Formula: salary × (92.6 ÷ 98.7) = salary × 0.9382. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Waco, TX

Median Home Price
$246,000
Median Monthly Rent
$1,450
Housing Index
83.5
Price-to-Rent Ratio
14.1×

Harrisburg has 13.3% lower housing costs compared to Waco.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Waco, TX

Median Household Income
$62,700
Per Capita Income
$35,700
Unemployment Rate
3.7%
Population
138,486
Top Industries
EducationHealthcareManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Waco, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.