CICostIndexUSA

Hartford, CT vs San Francisco, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCT
Hartford
102.7
overall index
$2,025/mo rent
CA
San Francisco
115.6
overall index
$3,375/mo rent

Hartford is moderately cheaper than San Francisco — 12.6% lower overall cost of living.

To match an $80,000 salary in Hartford, you would need $90,000 in San Francisco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+76.7%
Hartford
110.2
San Francisco
194.7
🛒 Groceries+11.5%
Hartford
97.3
San Francisco
108.5
🚗 Transportation+3.4%
Hartford
107.8
San Francisco
111.5
🏥 Healthcare+3.5%
Hartford
97.5
San Francisco
100.9
Utilities+19.1%
Hartford
144.9
San Francisco
172.6

Salary Equivalency Calculator

Enter your current salary in Hartford to see what you'd need to earn in San Francisco to maintain the same purchasing power.

$
Equivalent salary in San Francisco, CA
$90,000
$10,000 more needed in San Francisco

Formula: salary × (115.6 ÷ 102.7) = salary × 1.1256. Based on BEA Regional Price Parities.

Housing Market

Hartford, CT

Median Home Price
$405,000
Median Monthly Rent
$2,025
Housing Index
110.2
Price-to-Rent Ratio
16.7×

San Francisco, CA

Median Home Price
$1,137,000
Median Monthly Rent
$3,375
Housing Index
194.7
Price-to-Rent Ratio
28.1×

San Francisco has 76.7% higher housing costs compared to Hartford.

Income & Job Market

Hartford, CT

Median Household Income
$94,400
Per Capita Income
$53,800
Unemployment Rate
4.7%
Population
121,054
Top Industries
FinanceInsuranceHealthcareGovernmentEducation

San Francisco, CA

Median Household Income
$135,600
Per Capita Income
$77,300
Unemployment Rate
5.5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Hartford, CT
3.9×income-to-rent ratio

74% of income left after rent (median)

San Francisco, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.