CICostIndexUSA

Houston, TX vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Houston
98.6
overall index
$1,650/mo rent
CA
Oxnard
110.5
overall index
$2,950/mo rent

Houston is moderately cheaper than Oxnard — 12.1% lower overall cost of living.

To match an $80,000 salary in Houston, you would need $89,700 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+63.7%
Houston
104.5
Oxnard
171.1
🛒 Groceries+4.6%
Houston
100.6
Oxnard
105.2
🚗 Transportation+4.9%
Houston
100.4
Oxnard
105.3
🏥 Healthcare+5.0%
Houston
90.8
Oxnard
95.3
Utilities+60.4%
Houston
95.3
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Houston to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$89,700
$9,700 more needed in Oxnard

Formula: salary × (110.5 ÷ 98.6) = salary × 1.1207. Based on BEA Regional Price Parities.

Housing Market

Houston, TX

Median Home Price
$309,000
Median Monthly Rent
$1,650
Housing Index
104.5
Price-to-Rent Ratio
15.6×

Oxnard, CA

Median Home Price
$884,000
Median Monthly Rent
$2,950
Housing Index
171.1
Price-to-Rent Ratio
25.0×

Oxnard has 63.7% higher housing costs compared to Houston.

Income & Job Market

Houston, TX

Median Household Income
$81,400
Per Capita Income
$46,400
Unemployment Rate
5.6%
Population
2,304,580
Top Industries
EnergyHealthcareAerospaceManufacturingLogistics

Oxnard, CA

Median Household Income
$114,200
Per Capita Income
$65,100
Unemployment Rate
5.2%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Houston, TX
4.1×income-to-rent ratio

76% of income left after rent (median)

Oxnard, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.