CostIndexUSA

Huntington Beach, CA vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Huntington Beach
113.6
overall index
$2,550/mo rent
More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent

Louisville is significantly cheaper than Huntington Beach — 18.0% lower overall cost of living.

To match an $80,000 salary in Huntington Beach, you would need $65,600 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing53.9%
Huntington Beach
170.4
Louisville
78.6
🛒 Groceries9.8%
Huntington Beach
106.6
Louisville
96.2
🚗 Transportation7.3%
Huntington Beach
109.6
Louisville
101.6
🏥 Healthcare7.2%
Huntington Beach
99.1
Louisville
92
Utilities52.7%
Huntington Beach
158.6
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Huntington Beach to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$65,600
$14,400 less needed in Louisville

Formula: salary × (93.1 ÷ 113.6) = salary × 0.8195. Based on BEA Regional Price Parities.

Housing Market

Huntington Beach, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Huntington Beach has 53.9% lower housing costs compared to Louisville.

Income & Job Market

Huntington Beach, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
199,223
Top Industries
TourismTechnologyHealthcareRetailFinance

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Huntington Beach, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.