CostIndexUSA

Huntsville, AL vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AL
Huntsville
93.1
overall index
$1,400/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is slightly cheaper than Huntsville — 2.4% lower overall cost of living.

To match an $80,000 salary in Huntsville, you would need $78,100 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing18.4%
Huntsville
77.9
Saginaw
63.6
🛒 Groceries2.8%
Huntsville
96.4
Saginaw
93.7
🚗 Transportation+3.0%
Huntsville
101.5
Saginaw
104.5
🏥 Healthcare+2.9%
Huntsville
91.9
Saginaw
94.6
Utilities+14.2%
Huntsville
83.9
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Huntsville to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$78,100
$1,900 less needed in Saginaw

Formula: salary × (90.9 ÷ 93.1) = salary × 0.9764. Based on BEA Regional Price Parities.

Housing Market

Huntsville, AL

Median Home Price
$307,000
Median Monthly Rent
$1,400
Housing Index
77.9
Price-to-Rent Ratio
18.3×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Huntsville has 18.4% lower housing costs compared to Saginaw.

Income & Job Market

Huntsville, AL

Median Household Income
$84,900
Per Capita Income
$48,400
Unemployment Rate
2.8%
Population
215,006
Top Industries
AerospaceDefenseTechnologyHealthcareEducation

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Huntsville, AL
5.1×income-to-rent ratio

80% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.