CostIndexUSA

Idaho Falls, ID vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableID
Idaho Falls
94.4
overall index
$1,400/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Idaho Falls is significantly cheaper than Santa Cruz — 16.4% lower overall cost of living.

To match an $80,000 salary in Idaho Falls, you would need $93,100 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+95.6%
Idaho Falls
84
Santa Cruz
164.3
🛒 Groceries+9.4%
Idaho Falls
96.2
Santa Cruz
105.2
🚗 Transportation+1.3%
Idaho Falls
103.9
Santa Cruz
105.3
🏥 Healthcare+1.4%
Idaho Falls
94
Santa Cruz
95.3
Utilities+119.1%
Idaho Falls
69.7
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Idaho Falls to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$93,100
$13,100 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 94.4) = salary × 1.1642. Based on BEA Regional Price Parities.

Housing Market

Idaho Falls, ID

Median Home Price
$399,000
Median Monthly Rent
$1,400
Housing Index
84
Price-to-Rent Ratio
23.8×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 95.6% higher housing costs compared to Idaho Falls.

Income & Job Market

Idaho Falls, ID

Median Household Income
$75,800
Per Capita Income
$43,200
Unemployment Rate
2.1%
Population
64,818
Top Industries
EnergyHealthcareAgricultureRetailGovernment

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Idaho Falls, ID
4.5×income-to-rent ratio

78% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.