CostIndexUSA

Iowa City, IA vs San Luis Obispo, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Iowa City
91.5
overall index
$1,300/mo rent
CA
San Luis Obispo
108.6
overall index
$3,000/mo rent

Iowa City is significantly cheaper than San Luis Obispo — 18.7% lower overall cost of living.

To match an $80,000 salary in Iowa City, you would need $95,000 in San Luis Obispo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+71.9%
Iowa City
84
San Luis Obispo
144.4
🛒 Groceries+12.3%
Iowa City
93.7
San Luis Obispo
105.2
🚗 Transportation+7.9%
Iowa City
97.6
San Luis Obispo
105.3
🏥 Healthcare+7.9%
Iowa City
88.3
San Luis Obispo
95.3
Utilities+76.6%
Iowa City
83.7
San Luis Obispo
147.8

Salary Equivalency Calculator

Enter your current salary in Iowa City to see what you'd need to earn in San Luis Obispo to maintain the same purchasing power.

$
Equivalent salary in San Luis Obispo, CA
$95,000
$15,000 more needed in San Luis Obispo

Formula: salary × (108.6 ÷ 91.5) = salary × 1.1869. Based on BEA Regional Price Parities.

Housing Market

Iowa City, IA

Median Home Price
$287,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
18.4×

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

San Luis Obispo has 71.9% higher housing costs compared to Iowa City.

Income & Job Market

Iowa City, IA

Median Household Income
$71,900
Per Capita Income
$41,000
Unemployment Rate
2.3%
Population
74,398
Top Industries
EducationHealthcareTechnologyResearchGovernment

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Iowa City, IA
4.6×income-to-rent ratio

78% of income left after rent (median)

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.