CostIndexUSA

Jacksonville, FL vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Jacksonville
99.5
overall index
$1,650/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Jacksonville — 6.8% lower overall cost of living.

To match an $80,000 salary in Jacksonville, you would need $74,500 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing39.8%
Jacksonville
109.8
Utica
66.1
🛒 Groceries+3.6%
Jacksonville
96.2
Utica
99.7
🚗 Transportation1.2%
Jacksonville
103.8
Utica
102.6
🏥 Healthcare1.1%
Jacksonville
93.9
Utica
92.9
Utilities+50.7%
Jacksonville
87.5
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Jacksonville to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$74,500
$5,500 less needed in Utica

Formula: salary × (92.7 ÷ 99.5) = salary × 0.9317. Based on BEA Regional Price Parities.

Housing Market

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Jacksonville has 39.8% lower housing costs compared to Utica.

Income & Job Market

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.