CostIndexUSA

Kahului, HI vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

HI
Kahului
109.4
overall index
$3,525/mo rent
More AffordableCA
Modesto
104.1
overall index
$2,100/mo rent

Modesto is slightly cheaper than Kahului — 4.8% lower overall cost of living.

To match an $80,000 salary in Kahului, you would need $76,100 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.0%
Kahului
119.2
Modesto
108.5
🛒 Groceries5.7%
Kahului
111.6
Modesto
105.2
🚗 Transportation2.5%
Kahului
108
Modesto
105.3
🏥 Healthcare2.6%
Kahului
97.8
Modesto
95.3
Utilities20.1%
Kahului
190.6
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Kahului to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$76,100
$3,900 less needed in Modesto

Formula: salary × (104.1 ÷ 109.4) = salary × 0.9516. Based on BEA Regional Price Parities.

Housing Market

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Kahului has 9.0% lower housing costs compared to Modesto.

Income & Job Market

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.