CostIndexUSA

Kahului, HI vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

HI
Kahului
109.4
overall index
$3,525/mo rent
More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent

South Bend is significantly cheaper than Kahului — 15.1% lower overall cost of living.

To match an $80,000 salary in Kahului, you would need $67,900 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing37.4%
Kahului
119.2
South Bend
74.6
🛒 Groceries15.6%
Kahului
111.6
South Bend
94.2
🚗 Transportation3.5%
Kahului
108
South Bend
104.2
🏥 Healthcare3.6%
Kahului
97.8
South Bend
94.3
Utilities54.0%
Kahului
190.6
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Kahului to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$67,900
$12,100 less needed in South Bend

Formula: salary × (92.9 ÷ 109.4) = salary × 0.8492. Based on BEA Regional Price Parities.

Housing Market

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Kahului has 37.4% lower housing costs compared to South Bend.

Income & Job Market

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.