CostIndexUSA

Kansas City, MO vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMO
Kansas City
92.5
overall index
$1,450/mo rent
KY
Louisville
93.1
overall index
$1,350/mo rent

Kansas City is slightly cheaper than Louisville — 0.6% lower overall cost of living.

To match an $80,000 salary in Kansas City, you would need $80,500 in Louisville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.2%
Kansas City
86.6
Louisville
78.6
🛒 Groceries+2.2%
Kansas City
94.1
Louisville
96.2
🚗 Transportation+3.7%
Kansas City
98
Louisville
101.6
🏥 Healthcare+3.7%
Kansas City
88.7
Louisville
92
Utilities15.7%
Kansas City
89
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Kansas City to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$80,500
$500 more needed in Louisville

Formula: salary × (93.1 ÷ 92.5) = salary × 1.0065. Based on BEA Regional Price Parities.

Housing Market

Kansas City, MO

Median Home Price
$312,000
Median Monthly Rent
$1,450
Housing Index
86.6
Price-to-Rent Ratio
17.9×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Kansas City has 9.2% lower housing costs compared to Louisville.

Income & Job Market

Kansas City, MO

Median Household Income
$79,800
Per Capita Income
$45,500
Unemployment Rate
2.9%
Population
508,394
Top Industries
FinanceHealthcareManufacturingLogisticsGovernment

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kansas City, MO
4.6×income-to-rent ratio

78% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.