CostIndexUSA

Kansas City, MO vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMO
Kansas City
92.5
overall index
$1,450/mo rent
TX
Plano
103.1
overall index
$1,775/mo rent

Kansas City is moderately cheaper than Plano — 11.5% lower overall cost of living.

To match an $80,000 salary in Kansas City, you would need $89,200 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+36.1%
Kansas City
86.6
Plano
117.9
🛒 Groceries+9.2%
Kansas City
94.1
Plano
102.8
🚗 Transportation+6.8%
Kansas City
98
Plano
104.7
🏥 Healthcare+6.8%
Kansas City
88.7
Plano
94.7
Utilities+1.9%
Kansas City
89
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Kansas City to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$89,200
$9,200 more needed in Plano

Formula: salary × (103.1 ÷ 92.5) = salary × 1.1146. Based on BEA Regional Price Parities.

Housing Market

Kansas City, MO

Median Home Price
$312,000
Median Monthly Rent
$1,450
Housing Index
86.6
Price-to-Rent Ratio
17.9×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Plano has 36.1% higher housing costs compared to Kansas City.

Income & Job Market

Kansas City, MO

Median Household Income
$79,800
Per Capita Income
$45,500
Unemployment Rate
2.9%
Population
508,394
Top Industries
FinanceHealthcareManufacturingLogisticsGovernment

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kansas City, MO
4.6×income-to-rent ratio

78% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.