CostIndexUSA

Kansas City, MO vs San Francisco, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMO
Kansas City
92.5
overall index
$1,450/mo rent
CA
San Francisco
115.6
overall index
$3,075/mo rent

Kansas City is significantly cheaper than San Francisco — 25.0% lower overall cost of living.

To match an $80,000 salary in Kansas City, you would need $100,000 in San Francisco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+124.8%
Kansas City
86.6
San Francisco
194.7
🛒 Groceries+15.3%
Kansas City
94.1
San Francisco
108.5
🚗 Transportation+13.8%
Kansas City
98
San Francisco
111.5
🏥 Healthcare+13.8%
Kansas City
88.7
San Francisco
100.9
Utilities+93.9%
Kansas City
89
San Francisco
172.6

Salary Equivalency Calculator

Enter your current salary in Kansas City to see what you'd need to earn in San Francisco to maintain the same purchasing power.

$
Equivalent salary in San Francisco, CA
$100,000
$20,000 more needed in San Francisco

Formula: salary × (115.6 ÷ 92.5) = salary × 1.2497. Based on BEA Regional Price Parities.

Housing Market

Kansas City, MO

Median Home Price
$312,000
Median Monthly Rent
$1,450
Housing Index
86.6
Price-to-Rent Ratio
17.9×

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

San Francisco has 124.8% higher housing costs compared to Kansas City.

Income & Job Market

Kansas City, MO

Median Household Income
$79,800
Per Capita Income
$45,500
Unemployment Rate
2.9%
Population
508,394
Top Industries
FinanceHealthcareManufacturingLogisticsGovernment

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kansas City, MO
4.6×income-to-rent ratio

78% of income left after rent (median)

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.