CostIndexUSA

Louisville, KY vs Naples, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent
FL
Naples
103.2
overall index
$2,650/mo rent

Louisville is moderately cheaper than Naples — 10.8% lower overall cost of living.

To match an $80,000 salary in Louisville, you would need $88,700 in Naples. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+64.6%
Louisville
78.6
Naples
129.4
🛒 Groceries≈ Equal
Louisville
96.2
Naples
96.2
🚗 Transportation+2.2%
Louisville
101.6
Naples
103.8
🏥 Healthcare+2.1%
Louisville
92
Naples
93.9
Utilities+17.1%
Louisville
75
Naples
87.8

Salary Equivalency Calculator

Enter your current salary in Louisville to see what you'd need to earn in Naples to maintain the same purchasing power.

$
Equivalent salary in Naples, FL
$88,700
$8,700 more needed in Naples

Formula: salary × (103.2 ÷ 93.1) = salary × 1.1085. Based on BEA Regional Price Parities.

Housing Market

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Naples has 64.6% higher housing costs compared to Louisville.

Income & Job Market

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.