CostIndexUSA

Louisville, KY vs Odessa, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent
TX
Odessa
93.9
overall index
$1,550/mo rent

Louisville is slightly cheaper than Odessa — 0.9% lower overall cost of living.

To match an $80,000 salary in Louisville, you would need $80,700 in Odessa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+14.1%
Louisville
78.6
Odessa
89.7
🛒 Groceries2.5%
Louisville
96.2
Odessa
93.8
🚗 Transportation≈ Equal
Louisville
101.6
Odessa
101.1
🏥 Healthcare0.7%
Louisville
92
Odessa
91.4
Utilities+10.5%
Louisville
75
Odessa
82.9

Salary Equivalency Calculator

Enter your current salary in Louisville to see what you'd need to earn in Odessa to maintain the same purchasing power.

$
Equivalent salary in Odessa, TX
$80,700
$700 more needed in Odessa

Formula: salary × (93.9 ÷ 93.1) = salary × 1.0086. Based on BEA Regional Price Parities.

Housing Market

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Odessa, TX

Median Home Price
$246,000
Median Monthly Rent
$1,550
Housing Index
89.7
Price-to-Rent Ratio
13.2×

Odessa has 14.1% higher housing costs compared to Louisville.

Income & Job Market

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Odessa, TX

Median Household Income
$66,600
Per Capita Income
$38,000
Unemployment Rate
1.9%
Population
122,555
Top Industries
EnergyOil & GasHealthcareManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Odessa, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.