CostIndexUSA

Louisville, KY vs Santa Fe, NM Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Louisville
93.1
overall index
$1,350/mo rent
NM
Santa Fe
98.8
overall index
$1,950/mo rent

Louisville is moderately cheaper than Santa Fe — 6.1% lower overall cost of living.

To match an $80,000 salary in Louisville, you would need $84,900 in Santa Fe. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+37.4%
Louisville
78.6
Santa Fe
108
🛒 Groceries≈ Equal
Louisville
96.2
Santa Fe
96.1
🚗 Transportation+1.9%
Louisville
101.6
Santa Fe
103.5
🏥 Healthcare+1.7%
Louisville
92
Santa Fe
93.6
Utilities+2.3%
Louisville
75
Santa Fe
76.7

Salary Equivalency Calculator

Enter your current salary in Louisville to see what you'd need to earn in Santa Fe to maintain the same purchasing power.

$
Equivalent salary in Santa Fe, NM
$84,900
$4,900 more needed in Santa Fe

Formula: salary × (98.8 ÷ 93.1) = salary × 1.0612. Based on BEA Regional Price Parities.

Housing Market

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Santa Fe, NM

Median Home Price
$541,000
Median Monthly Rent
$1,950
Housing Index
108
Price-to-Rent Ratio
23.1×

Santa Fe has 37.4% higher housing costs compared to Louisville.

Income & Job Market

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Santa Fe, NM

Median Household Income
$78,700
Per Capita Income
$44,900
Unemployment Rate
4.7%
Population
84,683
Top Industries
GovernmentTourismArtsHealthcareEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Santa Fe, NM
3.4×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.