CostIndexUSA

Lubbock, TX vs San Bernardino, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent
CA
San Bernardino
106.4
overall index
$2,475/mo rent

Lubbock is significantly cheaper than San Bernardino — 16.5% lower overall cost of living.

To match an $80,000 salary in Lubbock, you would need $93,200 in San Bernardino. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+69.2%
Lubbock
76.4
San Bernardino
129.3
🛒 Groceries+8.1%
Lubbock
93.8
San Bernardino
101.4
🚗 Transportation+5.1%
Lubbock
101.1
San Bernardino
106.3
🏥 Healthcare+5.3%
Lubbock
91.4
San Bernardino
96.2
Utilities+79.5%
Lubbock
82.8
San Bernardino
148.6

Salary Equivalency Calculator

Enter your current salary in Lubbock to see what you'd need to earn in San Bernardino to maintain the same purchasing power.

$
Equivalent salary in San Bernardino, CA
$93,200
$13,200 more needed in San Bernardino

Formula: salary × (106.4 ÷ 91.3) = salary × 1.1654. Based on BEA Regional Price Parities.

Housing Market

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

San Bernardino, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

San Bernardino has 69.2% higher housing costs compared to Lubbock.

Income & Job Market

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

San Bernardino, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
222,101
Top Industries
HealthcareLogisticsGovernmentRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

San Bernardino, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.