CostIndexUSA

Lubbock, TX vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Lubbock
91.3
overall index
$1,350/mo rent
CA
Santa Barbara
108.8
overall index
$2,275/mo rent

Lubbock is significantly cheaper than Santa Barbara — 19.2% lower overall cost of living.

To match an $80,000 salary in Lubbock, you would need $95,300 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+98.2%
Lubbock
76.4
Santa Barbara
151.4
🛒 Groceries+12.2%
Lubbock
93.8
Santa Barbara
105.2
🚗 Transportation+4.2%
Lubbock
101.1
Santa Barbara
105.3
🏥 Healthcare+4.3%
Lubbock
91.4
Santa Barbara
95.3
Utilities+80.9%
Lubbock
82.8
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Lubbock to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$95,300
$15,300 more needed in Santa Barbara

Formula: salary × (108.8 ÷ 91.3) = salary × 1.1917. Based on BEA Regional Price Parities.

Housing Market

Lubbock, TX

Median Home Price
$206,000
Median Monthly Rent
$1,350
Housing Index
76.4
Price-to-Rent Ratio
12.7×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Barbara has 98.2% higher housing costs compared to Lubbock.

Income & Job Market

Lubbock, TX

Median Household Income
$57,100
Per Capita Income
$32,500
Unemployment Rate
3.9%
Population
258,862
Top Industries
EducationHealthcareAgricultureManufacturingGovernment

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lubbock, TX
3.5×income-to-rent ratio

72% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.