CostIndexUSA

Medford, OR vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Medford
101.4
overall index
$1,700/mo rent
More AffordableCA
Merced
98.3
overall index
$1,850/mo rent

Merced is slightly cheaper than Medford — 3.1% lower overall cost of living.

To match an $80,000 salary in Medford, you would need $77,600 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing19.5%
Medford
97.7
Merced
78.6
🛒 Groceries≈ Equal
Medford
105.3
Merced
105.2
🚗 Transportation≈ Equal
Medford
105.3
Merced
105.3
🏥 Healthcare≈ Equal
Medford
95.3
Merced
95.3
Utilities+54.7%
Medford
102.3
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Medford to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$77,600
$2,400 less needed in Merced

Formula: salary × (98.3 ÷ 101.4) = salary × 0.9694. Based on BEA Regional Price Parities.

Housing Market

Medford, OR

Median Home Price
$425,000
Median Monthly Rent
$1,700
Housing Index
97.7
Price-to-Rent Ratio
20.8×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Medford has 19.5% lower housing costs compared to Merced.

Income & Job Market

Medford, OR

Median Household Income
$71,700
Per Capita Income
$40,900
Unemployment Rate
4.3%
Population
85,824
Top Industries
HealthcareAgricultureRetailManufacturingTourism

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Medford, OR
3.5×income-to-rent ratio

72% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.