CostIndexUSA

Mobile, AL vs Naples, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Mobile
88.1
overall index
$1,250/mo rent
FL
Naples
103.2
overall index
$2,650/mo rent

Mobile is significantly cheaper than Naples — 17.1% lower overall cost of living.

To match an $80,000 salary in Mobile, you would need $93,700 in Naples. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+115.3%
Mobile
60.1
Naples
129.4
🛒 Groceries≈ Equal
Mobile
96.4
Naples
96.2
🚗 Transportation+2.3%
Mobile
101.5
Naples
103.8
🏥 Healthcare+2.2%
Mobile
91.9
Naples
93.9
Utilities+4.3%
Mobile
84.2
Naples
87.8

Salary Equivalency Calculator

Enter your current salary in Mobile to see what you'd need to earn in Naples to maintain the same purchasing power.

$
Equivalent salary in Naples, FL
$93,700
$13,700 more needed in Naples

Formula: salary × (103.2 ÷ 88.1) = salary × 1.1714. Based on BEA Regional Price Parities.

Housing Market

Mobile, AL

Median Home Price
$187,000
Median Monthly Rent
$1,250
Housing Index
60.1
Price-to-Rent Ratio
12.5×

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Naples has 115.3% higher housing costs compared to Mobile.

Income & Job Market

Mobile, AL

Median Household Income
$55,400
Per Capita Income
$31,600
Unemployment Rate
3.1%
Population
187,041
Top Industries
HealthcareManufacturingLogisticsMilitaryAerospace

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Mobile, AL
3.7×income-to-rent ratio

73% of income left after rent (median)

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.