CostIndexUSA

Modesto, CA vs Yonkers, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Modesto
104.1
overall index
$2,100/mo rent
NY
Yonkers
112.6
overall index
$3,225/mo rent

Modesto is moderately cheaper than Yonkers — 8.2% lower overall cost of living.

To match an $80,000 salary in Modesto, you would need $86,500 in Yonkers. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+37.0%
Modesto
108.5
Yonkers
148.6
🛒 Groceries+4.8%
Modesto
105.2
Yonkers
110.3
🚗 Transportation+5.5%
Modesto
105.3
Yonkers
111.1
🏥 Healthcare+5.5%
Modesto
95.3
Yonkers
100.5
Utilities16.6%
Modesto
152.3
Yonkers
127

Salary Equivalency Calculator

Enter your current salary in Modesto to see what you'd need to earn in Yonkers to maintain the same purchasing power.

$
Equivalent salary in Yonkers, NY
$86,500
$6,500 more needed in Yonkers

Formula: salary × (112.6 ÷ 104.1) = salary × 1.0817. Based on BEA Regional Price Parities.

Housing Market

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Yonkers, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Yonkers has 37.0% higher housing costs compared to Modesto.

Income & Job Market

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Yonkers, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
211,569
Top Industries
HealthcareFinanceRetailManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Yonkers, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.