CostIndexUSA

Mount Vernon, WA vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Mount Vernon
102.4
overall index
$2,125/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is moderately cheaper than Mount Vernon — 11.2% lower overall cost of living.

To match an $80,000 salary in Mount Vernon, you would need $71,000 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing41.2%
Mount Vernon
108.2
Saginaw
63.6
🛒 Groceries10.8%
Mount Vernon
105
Saginaw
93.7
🚗 Transportation≈ Equal
Mount Vernon
104.4
Saginaw
104.5
🏥 Healthcare≈ Equal
Mount Vernon
94.5
Saginaw
94.6
Utilities≈ Equal
Mount Vernon
96
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Mount Vernon to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$71,000
$9,000 less needed in Saginaw

Formula: salary × (90.9 ÷ 102.4) = salary × 0.8877. Based on BEA Regional Price Parities.

Housing Market

Mount Vernon, WA

Median Home Price
$567,000
Median Monthly Rent
$2,125
Housing Index
108.2
Price-to-Rent Ratio
22.2×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Mount Vernon has 41.2% lower housing costs compared to Saginaw.

Income & Job Market

Mount Vernon, WA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
4.4%
Population
36,727
Top Industries
AgricultureHealthcareManufacturingRetailTourism

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Mount Vernon, WA
3.6×income-to-rent ratio

72% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.