CostIndexUSA

Naples, FL vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Naples
103.2
overall index
$2,650/mo rent
More AffordableCT
Waterbury
99.8
overall index
$1,325/mo rent

Waterbury is slightly cheaper than Naples — 3.3% lower overall cost of living.

To match an $80,000 salary in Naples, you would need $77,400 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.1%
Naples
129.4
Waterbury
89.1
🛒 Groceries+1.1%
Naples
96.2
Waterbury
97.3
🚗 Transportation+3.9%
Naples
103.8
Waterbury
107.8
🏥 Healthcare+3.8%
Naples
93.9
Waterbury
97.5
Utilities+68.1%
Naples
87.8
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in Naples to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$77,400
$2,600 less needed in Waterbury

Formula: salary × (99.8 ÷ 103.2) = salary × 0.9671. Based on BEA Regional Price Parities.

Housing Market

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

Naples has 31.1% lower housing costs compared to Waterbury.

Income & Job Market

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.