CostIndexUSA

Naples, FL vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Naples
103.2
overall index
$2,650/mo rent
More AffordableMA
Worcester
102.5
overall index
$2,075/mo rent

Worcester is slightly cheaper than Naples — 0.7% lower overall cost of living.

To match an $80,000 salary in Naples, you would need $79,500 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.7%
Naples
129.4
Worcester
113
🛒 Groceries+0.8%
Naples
96.2
Worcester
97
🚗 Transportation+2.4%
Naples
103.8
Worcester
106.3
🏥 Healthcare+2.3%
Naples
93.9
Worcester
96.1
Utilities+76.8%
Naples
87.8
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in Naples to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$79,500
$500 less needed in Worcester

Formula: salary × (102.5 ÷ 103.2) = salary × 0.9932. Based on BEA Regional Price Parities.

Housing Market

Naples, FL

Median Home Price
$551,000
Median Monthly Rent
$2,650
Housing Index
129.4
Price-to-Rent Ratio
17.3×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

Naples has 12.7% lower housing costs compared to Worcester.

Income & Job Market

Naples, FL

Median Household Income
$90,100
Per Capita Income
$51,400
Unemployment Rate
2%
Population
21,661
Top Industries
TourismHealthcareReal EstateFinanceRetail

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Naples, FL
2.8×income-to-rent ratio

65% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.