CostIndexUSA

Odessa, TX vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Odessa
93.9
overall index
$1,550/mo rent
More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent

South Bend is slightly cheaper than Odessa — 1.1% lower overall cost of living.

To match an $80,000 salary in Odessa, you would need $79,200 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing16.8%
Odessa
89.7
South Bend
74.6
🛒 Groceries≈ Equal
Odessa
93.8
South Bend
94.2
🚗 Transportation+3.1%
Odessa
101.1
South Bend
104.2
🏥 Healthcare+3.2%
Odessa
91.4
South Bend
94.3
Utilities+5.8%
Odessa
82.9
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Odessa to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$79,200
$800 less needed in South Bend

Formula: salary × (92.9 ÷ 93.9) = salary × 0.9894. Based on BEA Regional Price Parities.

Housing Market

Odessa, TX

Median Home Price
$246,000
Median Monthly Rent
$1,550
Housing Index
89.7
Price-to-Rent Ratio
13.2×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Odessa has 16.8% lower housing costs compared to South Bend.

Income & Job Market

Odessa, TX

Median Household Income
$66,600
Per Capita Income
$38,000
Unemployment Rate
1.9%
Population
122,555
Top Industries
EnergyOil & GasHealthcareManufacturingRetail

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Odessa, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.