CostIndexUSA

Ogden, UT vs Waco, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

UT
Ogden
100.3
overall index
$1,675/mo rent
More AffordableTX
Waco
92.6
overall index
$1,450/mo rent

Waco is moderately cheaper than Ogden — 7.7% lower overall cost of living.

To match an $80,000 salary in Ogden, you would need $73,900 in Waco. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing29.2%
Ogden
117.9
Waco
83.5
🛒 Groceries2.7%
Ogden
96.4
Waco
93.8
🚗 Transportation2.7%
Ogden
103.9
Waco
101.1
🏥 Healthcare2.8%
Ogden
94
Waco
91.4
Utilities+2.8%
Ogden
78.8
Waco
81

Salary Equivalency Calculator

Enter your current salary in Ogden to see what you'd need to earn in Waco to maintain the same purchasing power.

$
Equivalent salary in Waco, TX
$73,900
$6,100 less needed in Waco

Formula: salary × (92.6 ÷ 100.3) = salary × 0.9232. Based on BEA Regional Price Parities.

Housing Market

Ogden, UT

Median Home Price
$505,000
Median Monthly Rent
$1,675
Housing Index
117.9
Price-to-Rent Ratio
25.1×

Waco, TX

Median Home Price
$246,000
Median Monthly Rent
$1,450
Housing Index
83.5
Price-to-Rent Ratio
14.1×

Ogden has 29.2% lower housing costs compared to Waco.

Income & Job Market

Ogden, UT

Median Household Income
$100,500
Per Capita Income
$57,300
Unemployment Rate
2.5%
Population
87,473
Top Industries
ManufacturingHealthcareMilitaryTechnologyRetail

Waco, TX

Median Household Income
$62,700
Per Capita Income
$35,700
Unemployment Rate
3.7%
Population
138,486
Top Industries
EducationHealthcareManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ogden, UT
5.0×income-to-rent ratio

80% of income left after rent (median)

Waco, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.