CostIndexUSA

Ontario, CA vs Oxnard, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Ontario
106.4
overall index
$2,475/mo rent
CA
Oxnard
110.5
overall index
$2,975/mo rent

Ontario is slightly cheaper than Oxnard — 3.9% lower overall cost of living.

To match an $80,000 salary in Ontario, you would need $83,100 in Oxnard. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+32.3%
Ontario
129.3
Oxnard
171.1
🛒 Groceries+3.7%
Ontario
101.4
Oxnard
105.2
🚗 Transportation0.9%
Ontario
106.3
Oxnard
105.3
🏥 Healthcare0.9%
Ontario
96.2
Oxnard
95.3
Utilities+2.9%
Ontario
148.6
Oxnard
152.9

Salary Equivalency Calculator

Enter your current salary in Ontario to see what you'd need to earn in Oxnard to maintain the same purchasing power.

$
Equivalent salary in Oxnard, CA
$83,100
$3,100 more needed in Oxnard

Formula: salary × (110.5 ÷ 106.4) = salary × 1.0385. Based on BEA Regional Price Parities.

Housing Market

Ontario, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Oxnard has 32.3% higher housing costs compared to Ontario.

Income & Job Market

Ontario, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
175,265
Top Industries
LogisticsHealthcareManufacturingRetailFinance

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ontario, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.