CostIndexUSA

Ontario, CA vs Philadelphia, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Ontario
106.4
overall index
$2,475/mo rent
More AffordablePA
Philadelphia
102.6
overall index
$1,850/mo rent

Philadelphia is slightly cheaper than Ontario — 3.6% lower overall cost of living.

To match an $80,000 salary in Ontario, you would need $77,100 in Philadelphia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.5%
Ontario
129.3
Philadelphia
113.1
🛒 Groceries4.5%
Ontario
101.4
Philadelphia
96.8
🚗 Transportation+1.8%
Ontario
106.3
Philadelphia
108.2
🏥 Healthcare+1.8%
Ontario
96.2
Philadelphia
97.9
Utilities23.0%
Ontario
148.6
Philadelphia
114.4

Salary Equivalency Calculator

Enter your current salary in Ontario to see what you'd need to earn in Philadelphia to maintain the same purchasing power.

$
Equivalent salary in Philadelphia, PA
$77,100
$2,900 less needed in Philadelphia

Formula: salary × (102.6 ÷ 106.4) = salary × 0.9643. Based on BEA Regional Price Parities.

Housing Market

Ontario, CA

Median Home Price
$576,000
Median Monthly Rent
$2,475
Housing Index
129.3
Price-to-Rent Ratio
19.4×

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

Ontario has 12.5% lower housing costs compared to Philadelphia.

Income & Job Market

Ontario, CA

Median Household Income
$87,800
Per Capita Income
$50,000
Unemployment Rate
5.6%
Population
175,265
Top Industries
LogisticsHealthcareManufacturingRetailFinance

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ontario, CA
3.0×income-to-rent ratio

66% of income left after rent (median)

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.