CostIndexUSA

Oxnard, CA vs Philadelphia, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Oxnard
110.5
overall index
$2,975/mo rent
More AffordablePA
Philadelphia
102.6
overall index
$1,850/mo rent

Philadelphia is moderately cheaper than Oxnard — 7.1% lower overall cost of living.

To match an $80,000 salary in Oxnard, you would need $74,300 in Philadelphia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing33.9%
Oxnard
171.1
Philadelphia
113.1
🛒 Groceries8.0%
Oxnard
105.2
Philadelphia
96.8
🚗 Transportation+2.8%
Oxnard
105.3
Philadelphia
108.2
🏥 Healthcare+2.7%
Oxnard
95.3
Philadelphia
97.9
Utilities25.2%
Oxnard
152.9
Philadelphia
114.4

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in Philadelphia to maintain the same purchasing power.

$
Equivalent salary in Philadelphia, PA
$74,300
$5,700 less needed in Philadelphia

Formula: salary × (102.6 ÷ 110.5) = salary × 0.9285. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

Oxnard has 33.9% lower housing costs compared to Philadelphia.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.