CostIndexUSA

Oxnard, CA vs Springfield, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Oxnard
110.5
overall index
$2,975/mo rent
More AffordableMO
Springfield
88.6
overall index
$1,275/mo rent

Springfield is significantly cheaper than Oxnard — 19.8% lower overall cost of living.

To match an $80,000 salary in Oxnard, you would need $64,100 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing61.7%
Oxnard
171.1
Springfield
65.6
🛒 Groceries10.5%
Oxnard
105.2
Springfield
94.2
🚗 Transportation7.2%
Oxnard
105.3
Springfield
97.7
🏥 Healthcare7.2%
Oxnard
95.3
Springfield
88.4
Utilities43.9%
Oxnard
152.9
Springfield
85.8

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, MO
$64,100
$15,900 less needed in Springfield

Formula: salary × (88.6 ÷ 110.5) = salary × 0.8018. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

Springfield, MO

Median Home Price
$260,000
Median Monthly Rent
$1,275
Housing Index
65.6
Price-to-Rent Ratio
17.0×

Oxnard has 61.7% lower housing costs compared to Springfield.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

Springfield, MO

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
2.9%
Population
167,882
Top Industries
HealthcareEducationManufacturingRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Springfield, MO
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.