CostIndexUSA

Panama City, FL vs Stockton, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Panama City
97.3
overall index
$1,700/mo rent
CA
Stockton
105.1
overall index
$2,325/mo rent

Panama City is moderately cheaper than Stockton — 8.0% lower overall cost of living.

To match an $80,000 salary in Panama City, you would need $86,400 in Stockton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+19.9%
Panama City
96.4
Stockton
115.6
🛒 Groceries+9.4%
Panama City
96.2
Stockton
105.2
🚗 Transportation+1.4%
Panama City
103.8
Stockton
105.3
🏥 Healthcare+1.5%
Panama City
93.9
Stockton
95.3
Utilities+79.6%
Panama City
88.1
Stockton
158.2

Salary Equivalency Calculator

Enter your current salary in Panama City to see what you'd need to earn in Stockton to maintain the same purchasing power.

$
Equivalent salary in Stockton, CA
$86,400
$6,400 more needed in Stockton

Formula: salary × (105.1 ÷ 97.3) = salary × 1.0802. Based on BEA Regional Price Parities.

Housing Market

Panama City, FL

Median Home Price
$337,000
Median Monthly Rent
$1,700
Housing Index
96.4
Price-to-Rent Ratio
16.5×

Stockton, CA

Median Home Price
$522,000
Median Monthly Rent
$2,325
Housing Index
115.6
Price-to-Rent Ratio
18.7×

Stockton has 19.9% higher housing costs compared to Panama City.

Income & Job Market

Panama City, FL

Median Household Income
$69,700
Per Capita Income
$39,700
Unemployment Rate
3%
Population
36,877
Top Industries
MilitaryTourismHealthcareManufacturingRetail

Stockton, CA

Median Household Income
$87,400
Per Capita Income
$49,800
Unemployment Rate
6.6%
Population
320,804
Top Industries
AgricultureHealthcareLogisticsManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Panama City, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

Stockton, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.