CostIndexUSA

Panama City, FL vs Visalia, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Panama City
97.3
overall index
$1,700/mo rent
CA
Visalia
99.8
overall index
$1,775/mo rent

Panama City is slightly cheaper than Visalia — 2.6% lower overall cost of living.

To match an $80,000 salary in Panama City, you would need $82,100 in Visalia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.8%
Panama City
96.4
Visalia
84.1
🛒 Groceries+9.4%
Panama City
96.2
Visalia
105.2
🚗 Transportation+1.4%
Panama City
103.8
Visalia
105.3
🏥 Healthcare+1.5%
Panama City
93.9
Visalia
95.3
Utilities+77.5%
Panama City
88.1
Visalia
156.4

Salary Equivalency Calculator

Enter your current salary in Panama City to see what you'd need to earn in Visalia to maintain the same purchasing power.

$
Equivalent salary in Visalia, CA
$82,100
$2,100 more needed in Visalia

Formula: salary × (99.8 ÷ 97.3) = salary × 1.0257. Based on BEA Regional Price Parities.

Housing Market

Panama City, FL

Median Home Price
$337,000
Median Monthly Rent
$1,700
Housing Index
96.4
Price-to-Rent Ratio
16.5×

Visalia, CA

Median Home Price
$352,000
Median Monthly Rent
$1,775
Housing Index
84.1
Price-to-Rent Ratio
16.5×

Panama City has 12.8% lower housing costs compared to Visalia.

Income & Job Market

Panama City, FL

Median Household Income
$69,700
Per Capita Income
$39,700
Unemployment Rate
3%
Population
36,877
Top Industries
MilitaryTourismHealthcareManufacturingRetail

Visalia, CA

Median Household Income
$73,100
Per Capita Income
$41,700
Unemployment Rate
8.2%
Population
141,384
Top Industries
AgricultureHealthcareManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Panama City, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

Visalia, CA
3.4×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.