CostIndexUSA

Philadelphia, PA vs San Diego, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Philadelphia
102.6
overall index
$1,850/mo rent
CA
San Diego
111.9
overall index
$2,875/mo rent

Philadelphia is moderately cheaper than San Diego — 9.1% lower overall cost of living.

To match an $80,000 salary in Philadelphia, you would need $87,200 in San Diego. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+58.5%
Philadelphia
113.1
San Diego
179.3
🛒 Groceries+11.6%
Philadelphia
96.8
San Diego
108
🚗 Transportation3.3%
Philadelphia
108.2
San Diego
104.6
🏥 Healthcare3.4%
Philadelphia
97.9
San Diego
94.6
Utilities+52.3%
Philadelphia
114.4
San Diego
174.2

Salary Equivalency Calculator

Enter your current salary in Philadelphia to see what you'd need to earn in San Diego to maintain the same purchasing power.

$
Equivalent salary in San Diego, CA
$87,200
$7,200 more needed in San Diego

Formula: salary × (111.9 ÷ 102.6) = salary × 1.0906. Based on BEA Regional Price Parities.

Housing Market

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

San Diego has 58.5% higher housing costs compared to Philadelphia.

Income & Job Market

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.