CostIndexUSA

Phoenix, AZ vs Rochester, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AZ
Phoenix
103.3
overall index
$1,725/mo rent
More AffordableNY
Rochester
97
overall index
$1,475/mo rent

Rochester is moderately cheaper than Phoenix — 6.1% lower overall cost of living.

To match an $80,000 salary in Phoenix, you would need $75,100 in Rochester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.8%
Phoenix
121.2
Rochester
87.5
🛒 Groceries+4.9%
Phoenix
95
Rochester
99.7
🚗 Transportation6.0%
Phoenix
109.2
Rochester
102.6
🏥 Healthcare6.0%
Phoenix
98.8
Rochester
92.9
Utilities+42.8%
Phoenix
93.3
Rochester
133.2

Salary Equivalency Calculator

Enter your current salary in Phoenix to see what you'd need to earn in Rochester to maintain the same purchasing power.

$
Equivalent salary in Rochester, NY
$75,100
$4,900 less needed in Rochester

Formula: salary × (97 ÷ 103.3) = salary × 0.9390. Based on BEA Regional Price Parities.

Housing Market

Phoenix, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Phoenix has 27.8% lower housing costs compared to Rochester.

Income & Job Market

Phoenix, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
1,608,139
Top Industries
TechnologyHealthcareReal EstateTourismFinance

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Phoenix, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.