CostIndexUSA

Phoenix, AZ vs Yuma, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AZ
Phoenix
103.3
overall index
$1,725/mo rent
More AffordableAZ
Yuma
92.7
overall index
$1,375/mo rent

Yuma is moderately cheaper than Phoenix — 10.3% lower overall cost of living.

To match an $80,000 salary in Phoenix, you would need $71,800 in Yuma. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing39.1%
Phoenix
121.2
Yuma
73.8
🛒 Groceries+1.3%
Phoenix
95
Yuma
96.2
🚗 Transportation4.0%
Phoenix
109.2
Yuma
104.8
🏥 Healthcare4.0%
Phoenix
98.8
Yuma
94.8
Utilities5.9%
Phoenix
93.3
Yuma
87.8

Salary Equivalency Calculator

Enter your current salary in Phoenix to see what you'd need to earn in Yuma to maintain the same purchasing power.

$
Equivalent salary in Yuma, AZ
$71,800
$8,200 less needed in Yuma

Formula: salary × (92.7 ÷ 103.3) = salary × 0.8974. Based on BEA Regional Price Parities.

Housing Market

Phoenix, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Yuma, AZ

Median Home Price
$279,000
Median Monthly Rent
$1,375
Housing Index
73.8
Price-to-Rent Ratio
16.9×

Phoenix has 39.1% lower housing costs compared to Yuma.

Income & Job Market

Phoenix, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
1,608,139
Top Industries
TechnologyHealthcareReal EstateTourismFinance

Yuma, AZ

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
6.8%
Population
95,548
Top Industries
MilitaryAgricultureHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Phoenix, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Yuma, AZ
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.