CostIndexUSA

Plano, TX vs St. Petersburg, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Plano
103.1
overall index
$1,775/mo rent
More AffordableFL
St. Petersburg
100.9
overall index
$1,975/mo rent

St. Petersburg is slightly cheaper than Plano — 2.1% lower overall cost of living.

To match an $80,000 salary in Plano, you would need $78,300 in St. Petersburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+6.7%
Plano
117.9
St. Petersburg
125.8
🛒 Groceries−7.1%
Plano
102.8
St. Petersburg
95.5
🚗 Transportation−2.2%
Plano
104.7
St. Petersburg
102.4
🏥 Healthcare−2.1%
Plano
94.7
St. Petersburg
92.7
⚡ Utilities−2.4%
Plano
90.7
St. Petersburg
88.5

Salary Equivalency Calculator

Enter your current salary in Plano to see what you'd need to earn in St. Petersburg to maintain the same purchasing power.

$
→
Equivalent salary in St. Petersburg, FL
$78,300
$1,700 less needed in St. Petersburg

Formula: salary × (100.9 ÷ 103.1) = salary × 0.9787. Based on BEA Regional Price Parities.

Housing Market

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

St. Petersburg, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

St. Petersburg has 6.7% higher housing costs compared to Plano.

Income & Job Market

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

St. Petersburg, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
258,308
Top Industries
HealthcareFinanceTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

St. Petersburg, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Plano vs other cities

Plano, TX
vs
Abilene, TX
Index: 103.1Index: 90.4
Plano, TX
vs
Amarillo, TX
Index: 103.1Index: 91.8
Plano, TX
vs
Arlington, TX
Index: 103.1Index: 103.1
Plano, TX
vs
Lincoln, NE
Index: 103.1Index: 91.6
Plano, TX
vs
Anchorage, AK
Index: 103.1Index: 105.4

St. Petersburg vs other cities

St. Petersburg, FL
vs
Cape Coral, FL
Index: 100.9Index: 102.3
St. Petersburg, FL
vs
Daytona Beach, FL
Index: 100.9Index: 99.4
St. Petersburg, FL
vs
Fort Lauderdale, FL
Index: 100.9Index: 114.2
St. Petersburg, FL
vs
Scottsdale, AZ
Index: 100.9Index: 103.3
St. Petersburg, FL
vs
Lubbock, TX
Index: 100.9Index: 91.3

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.