CostIndexUSA

Rochester, NY vs Springfield, IL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NY
Rochester
97
overall index
$1,475/mo rent
More AffordableIL
Springfield
92.7
overall index
$1,150/mo rent

Springfield is slightly cheaper than Rochester — 4.4% lower overall cost of living.

To match an $80,000 salary in Rochester, you would need $76,500 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing18.2%
Rochester
87.5
Springfield
71.6
🛒 Groceries6.1%
Rochester
99.7
Springfield
93.6
🚗 Transportation+1.9%
Rochester
102.6
Springfield
104.6
🏥 Healthcare+1.8%
Rochester
92.9
Springfield
94.6
Utilities32.1%
Rochester
133.2
Springfield
90.4

Salary Equivalency Calculator

Enter your current salary in Rochester to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, IL
$76,500
$3,500 less needed in Springfield

Formula: salary × (92.7 ÷ 97) = salary × 0.9557. Based on BEA Regional Price Parities.

Housing Market

Rochester, NY

Median Home Price
$262,000
Median Monthly Rent
$1,475
Housing Index
87.5
Price-to-Rent Ratio
14.8×

Springfield, IL

Median Home Price
$188,000
Median Monthly Rent
$1,150
Housing Index
71.6
Price-to-Rent Ratio
13.6×

Rochester has 18.2% lower housing costs compared to Springfield.

Income & Job Market

Rochester, NY

Median Household Income
$73,300
Per Capita Income
$41,800
Unemployment Rate
3.9%
Population
211,328
Top Industries
HealthcareTechnologyEducationManufacturingFinance

Springfield, IL

Median Household Income
$72,200
Per Capita Income
$41,200
Unemployment Rate
4.4%
Population
114,230
Top Industries
GovernmentHealthcareEducationFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Rochester, NY
4.1×income-to-rent ratio

76% of income left after rent (median)

Springfield, IL
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.