CostIndexUSA

Sacramento, CA vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
Sacramento
106.7
overall index
$2,200/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Sacramento is slightly cheaper than San Jose — 3.5% lower overall cost of living.

To match an $80,000 salary in Sacramento, you would need $82,800 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+62.7%
Sacramento
130.2
San Jose
211.9
🛒 Groceries≈ Equal
Sacramento
105.2
San Jose
105.2
🚗 Transportation≈ Equal
Sacramento
105.3
San Jose
105.3
🏥 Healthcare≈ Equal
Sacramento
95.3
San Jose
95.3
Utilities+3.6%
Sacramento
151.3
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Sacramento to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$82,800
$2,800 more needed in San Jose

Formula: salary × (110.4 ÷ 106.7) = salary × 1.0347. Based on BEA Regional Price Parities.

Housing Market

Sacramento, CA

Median Home Price
$566,000
Median Monthly Rent
$2,200
Housing Index
130.2
Price-to-Rent Ratio
21.4×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 62.7% higher housing costs compared to Sacramento.

Income & Job Market

Sacramento, CA

Median Household Income
$95,000
Per Capita Income
$54,100
Unemployment Rate
5.8%
Population
524,943
Top Industries
GovernmentHealthcareTechnologyEducationAgriculture

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Sacramento, CA
3.6×income-to-rent ratio

72% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.