CostIndexUSA

Sacramento, CA vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Sacramento
106.7
overall index
$2,200/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Sacramento — 13.1% lower overall cost of living.

To match an $80,000 salary in Sacramento, you would need $69,500 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing49.2%
Sacramento
130.2
Utica
66.1
🛒 Groceries5.2%
Sacramento
105.2
Utica
99.7
🚗 Transportation2.6%
Sacramento
105.3
Utica
102.6
🏥 Healthcare2.5%
Sacramento
95.3
Utica
92.9
Utilities12.8%
Sacramento
151.3
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Sacramento to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$69,500
$10,500 less needed in Utica

Formula: salary × (92.7 ÷ 106.7) = salary × 0.8688. Based on BEA Regional Price Parities.

Housing Market

Sacramento, CA

Median Home Price
$566,000
Median Monthly Rent
$2,200
Housing Index
130.2
Price-to-Rent Ratio
21.4×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Sacramento has 49.2% lower housing costs compared to Utica.

Income & Job Market

Sacramento, CA

Median Household Income
$95,000
Per Capita Income
$54,100
Unemployment Rate
5.8%
Population
524,943
Top Industries
GovernmentHealthcareTechnologyEducationAgriculture

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Sacramento, CA
3.6×income-to-rent ratio

72% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.