CostIndexUSA

Saginaw, MI vs Youngstown, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MI
Saginaw
90.9
overall index
$1,000/mo rent
More AffordableOH
Youngstown
87.4
overall index
$1,025/mo rent

Youngstown is slightly cheaper than Saginaw — 3.9% lower overall cost of living.

To match an $80,000 salary in Saginaw, you would need $76,900 in Youngstown. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing16.0%
Saginaw
63.6
Youngstown
53.4
🛒 Groceries≈ Equal
Saginaw
93.7
Youngstown
93.6
🚗 Transportation0.6%
Saginaw
104.5
Youngstown
103.9
🏥 Healthcare0.6%
Saginaw
94.6
Youngstown
94
Utilities≈ Equal
Saginaw
95.8
Youngstown
96.3

Salary Equivalency Calculator

Enter your current salary in Saginaw to see what you'd need to earn in Youngstown to maintain the same purchasing power.

$
Equivalent salary in Youngstown, OH
$76,900
$3,100 less needed in Youngstown

Formula: salary × (87.4 ÷ 90.9) = salary × 0.9615. Based on BEA Regional Price Parities.

Housing Market

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Youngstown, OH

Median Home Price
$163,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
13.3×

Saginaw has 16.0% lower housing costs compared to Youngstown.

Income & Job Market

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Youngstown, OH

Median Household Income
$51,400
Per Capita Income
$29,300
Unemployment Rate
4%
Population
60,068
Top Industries
HealthcareManufacturingEducationGovernmentRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Youngstown, OH
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.