CostIndexUSA

San Diego, CA vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Diego
111.9
overall index
$2,875/mo rent
More AffordableCA
San Jose
110.4
overall index
$3,400/mo rent

San Jose is slightly cheaper than San Diego — 1.3% lower overall cost of living.

To match an $80,000 salary in San Diego, you would need $78,900 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+18.2%
San Diego
179.3
San Jose
211.9
🛒 Groceries2.6%
San Diego
108
San Jose
105.2
🚗 Transportation+0.7%
San Diego
104.6
San Jose
105.3
🏥 Healthcare+0.7%
San Diego
94.6
San Jose
95.3
Utilities10.0%
San Diego
174.2
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in San Diego to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$78,900
$1,100 less needed in San Jose

Formula: salary × (110.4 ÷ 111.9) = salary × 0.9866. Based on BEA Regional Price Parities.

Housing Market

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 18.2% higher housing costs compared to San Diego.

Income & Job Market

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.