CostIndexUSA

San Diego, CA vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Diego
111.9
overall index
$2,875/mo rent
More AffordableMN
St. Paul
104.8
overall index
$1,675/mo rent

St. Paul is moderately cheaper than San Diego — 6.3% lower overall cost of living.

To match an $80,000 salary in San Diego, you would need $74,900 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing37.6%
San Diego
179.3
St. Paul
111.8
🛒 Groceries4.5%
San Diego
108
St. Paul
103.1
🚗 Transportation+4.8%
San Diego
104.6
St. Paul
109.6
🏥 Healthcare+4.9%
San Diego
94.6
St. Paul
99.2
Utilities46.3%
San Diego
174.2
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in San Diego to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$74,900
$5,100 less needed in St. Paul

Formula: salary × (104.8 ÷ 111.9) = salary × 0.9366. Based on BEA Regional Price Parities.

Housing Market

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

San Diego has 37.6% lower housing costs compared to St. Paul.

Income & Job Market

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.