CostIndexUSA

San Diego, CA vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Diego
111.9
overall index
$2,875/mo rent
More AffordableCT
Waterbury
99.8
overall index
$1,325/mo rent

Waterbury is moderately cheaper than San Diego — 10.8% lower overall cost of living.

To match an $80,000 salary in San Diego, you would need $71,400 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing50.3%
San Diego
179.3
Waterbury
89.1
🛒 Groceries9.9%
San Diego
108
Waterbury
97.3
🚗 Transportation+3.1%
San Diego
104.6
Waterbury
107.8
🏥 Healthcare+3.1%
San Diego
94.6
Waterbury
97.5
Utilities15.3%
San Diego
174.2
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in San Diego to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$71,400
$8,600 less needed in Waterbury

Formula: salary × (99.8 ÷ 111.9) = salary × 0.8919. Based on BEA Regional Price Parities.

Housing Market

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

San Diego has 50.3% lower housing costs compared to Waterbury.

Income & Job Market

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.