CostIndexUSA

San Francisco, CA vs Sioux Falls, SD Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,075/mo rent
More AffordableSD
Sioux Falls
90.6
overall index
$1,225/mo rent

Sioux Falls is significantly cheaper than San Francisco — 21.6% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $62,700 in Sioux Falls. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing60.1%
San Francisco
194.7
Sioux Falls
77.6
🛒 Groceries12.0%
San Francisco
108.5
Sioux Falls
95.5
🚗 Transportation13.5%
San Francisco
111.5
Sioux Falls
96.5
🏥 Healthcare13.5%
San Francisco
100.9
Sioux Falls
87.3
Utilities53.2%
San Francisco
172.6
Sioux Falls
80.7

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Sioux Falls to maintain the same purchasing power.

$
Equivalent salary in Sioux Falls, SD
$62,700
$17,300 less needed in Sioux Falls

Formula: salary × (90.6 ÷ 115.6) = salary × 0.7837. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Sioux Falls, SD

Median Home Price
$329,000
Median Monthly Rent
$1,225
Housing Index
77.6
Price-to-Rent Ratio
22.4×

San Francisco has 60.1% lower housing costs compared to Sioux Falls.

Income & Job Market

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Sioux Falls, SD

Median Household Income
$76,200
Per Capita Income
$43,400
Unemployment Rate
2%
Population
192,517
Top Industries
FinanceHealthcareRetailManufacturingAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Sioux Falls, SD
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.