CostIndexUSA

San Francisco, CA vs Yonkers, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,075/mo rent
More AffordableNY
Yonkers
112.6
overall index
$3,225/mo rent

Yonkers is slightly cheaper than San Francisco — 2.6% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $77,900 in Yonkers. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing23.7%
San Francisco
194.7
Yonkers
148.6
🛒 Groceries+1.7%
San Francisco
108.5
Yonkers
110.3
🚗 Transportation≈ Equal
San Francisco
111.5
Yonkers
111.1
🏥 Healthcare≈ Equal
San Francisco
100.9
Yonkers
100.5
Utilities26.4%
San Francisco
172.6
Yonkers
127

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Yonkers to maintain the same purchasing power.

$
Equivalent salary in Yonkers, NY
$77,900
$2,100 less needed in Yonkers

Formula: salary × (112.6 ÷ 115.6) = salary × 0.9740. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Yonkers, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

San Francisco has 23.7% lower housing costs compared to Yonkers.

Income & Job Market

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Yonkers, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
211,569
Top Industries
HealthcareFinanceRetailManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Yonkers, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.