CICostIndexUSA

San Francisco, CA vs Yuma, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,375/mo rent
More AffordableAZ
Yuma
92.7
overall index
$1,500/mo rent

Yuma is significantly cheaper than San Francisco — 19.8% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $64,200 in Yuma. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing62.1%
San Francisco
194.7
Yuma
73.8
🛒 Groceries11.3%
San Francisco
108.5
Yuma
96.2
🚗 Transportation6.0%
San Francisco
111.5
Yuma
104.8
🏥 Healthcare6.0%
San Francisco
100.9
Yuma
94.8
Utilities49.1%
San Francisco
172.6
Yuma
87.8

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Yuma to maintain the same purchasing power.

$
Equivalent salary in Yuma, AZ
$64,200
$15,800 less needed in Yuma

Formula: salary × (92.7 ÷ 115.6) = salary × 0.8019. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,137,000
Median Monthly Rent
$3,375
Housing Index
194.7
Price-to-Rent Ratio
28.1×

Yuma, AZ

Median Home Price
$280,000
Median Monthly Rent
$1,500
Housing Index
73.8
Price-to-Rent Ratio
15.6×

San Francisco has 62.1% lower housing costs compared to Yuma.

Income & Job Market

San Francisco, CA

Median Household Income
$135,600
Per Capita Income
$77,300
Unemployment Rate
5.5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Yuma, AZ

Median Household Income
$66,800
Per Capita Income
$38,100
Unemployment Rate
6.6%
Population
95,548
Top Industries
MilitaryAgricultureHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Yuma, AZ
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.