CostIndexUSA

San Jose, CA vs Santa Ana, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCA
San Jose
110.4
overall index
$3,400/mo rent
CA
Santa Ana
113.6
overall index
$2,550/mo rent

San Jose is slightly cheaper than Santa Ana — 2.9% lower overall cost of living.

To match an $80,000 salary in San Jose, you would need $82,300 in Santa Ana. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing19.6%
San Jose
211.9
Santa Ana
170.4
🛒 Groceries+1.3%
San Jose
105.2
Santa Ana
106.6
🚗 Transportation+4.1%
San Jose
105.3
Santa Ana
109.6
🏥 Healthcare+4.0%
San Jose
95.3
Santa Ana
99.1
Utilities+1.2%
San Jose
156.7
Santa Ana
158.6

Salary Equivalency Calculator

Enter your current salary in San Jose to see what you'd need to earn in Santa Ana to maintain the same purchasing power.

$
Equivalent salary in Santa Ana, CA
$82,300
$2,300 more needed in Santa Ana

Formula: salary × (113.6 ÷ 110.4) = salary × 1.0290. Based on BEA Regional Price Parities.

Housing Market

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

Santa Ana, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

San Jose has 19.6% lower housing costs compared to Santa Ana.

Income & Job Market

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Santa Ana, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
310,227
Top Industries
HealthcareManufacturingRetailEducationFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Santa Ana, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.