CostIndexUSA

San Luis Obispo, CA vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Luis Obispo
108.6
overall index
$3,000/mo rent
More AffordableCT
Waterbury
99.8
overall index
$1,325/mo rent

Waterbury is moderately cheaper than San Luis Obispo — 8.1% lower overall cost of living.

To match an $80,000 salary in San Luis Obispo, you would need $73,500 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing38.3%
San Luis Obispo
144.4
Waterbury
89.1
🛒 Groceries7.5%
San Luis Obispo
105.2
Waterbury
97.3
🚗 Transportation+2.4%
San Luis Obispo
105.3
Waterbury
107.8
🏥 Healthcare+2.3%
San Luis Obispo
95.3
Waterbury
97.5
Utilities≈ Equal
San Luis Obispo
147.8
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in San Luis Obispo to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$73,500
$6,500 less needed in Waterbury

Formula: salary × (99.8 ÷ 108.6) = salary × 0.9190. Based on BEA Regional Price Parities.

Housing Market

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

San Luis Obispo has 38.3% lower housing costs compared to Waterbury.

Income & Job Market

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.