CostIndexUSA

Springfield, MA vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMA
Springfield
96.1
overall index
$1,925/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Springfield is moderately cheaper than St. Paul — 9.1% lower overall cost of living.

To match an $80,000 salary in Springfield, you would need $87,200 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+47.5%
Springfield
75.8
St. Paul
111.8
🛒 Groceries+6.3%
Springfield
97
St. Paul
103.1
🚗 Transportation+3.1%
Springfield
106.3
St. Paul
109.6
🏥 Healthcare+3.2%
Springfield
96.1
St. Paul
99.2
Utilities39.7%
Springfield
155
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Springfield to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$87,200
$7,200 more needed in St. Paul

Formula: salary × (104.8 ÷ 96.1) = salary × 1.0905. Based on BEA Regional Price Parities.

Housing Market

Springfield, MA

Median Home Price
$356,000
Median Monthly Rent
$1,925
Housing Index
75.8
Price-to-Rent Ratio
15.4×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 47.5% higher housing costs compared to Springfield.

Income & Job Market

Springfield, MA

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
3.9%
Population
155,929
Top Industries
HealthcareEducationManufacturingFinanceGovernment

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Springfield, MA
2.9×income-to-rent ratio

66% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.